Financial Transitions

Financial Transition Specialties

Through my 30 years of experience, I have developed a focused specialty of guiding clients through the many financial hurdles they face when in transition. That transition can be the result of a myriad of life changes from divorce or death of a loved one, to disability.

My background in every area of financial services, coupled with extensive training and multiple professional licenses and designations, allows me to assist people to understand their financial position, organize their assets and liabilities, make better financial decisions during their time of transition, and advise on investment and management of assets to rebuild their financial lives. 

When settling an estate, there are a number of pieces that need to be put into action to provide the smoothest transition:

  • budget decisions to be made
  • investments to reallocate to meet changing needs
  • beneficiary designations to be changed
  • trusts need to be funded

I help organize and execute these and other necessary tasks.

My experience and empathy enable me to help financially inexperienced widows and widowers, as well as the newly separated and divorced, to gain control and confidence, and to make prudent decisions as they face new challenges.  Issues that are often faced include:

               Daily financial management

               Facilitating transfer of assets

               Rollover retirement assets to IRA’s

               College planning

               The sale, purchase or refinance of residence

               Restructure of debt

               Gaining financial independence

               Providinga financial plan for their new future

 

I am a registered representative, experienced in all aspects of financial planning and investment management,  a licensed insurance agent, a Certificant in Long Term Care, a Certified Financial Planner and Certified Divorce Financial Analyst.

When the legal work is accomplished, my skills help the client move on.

ADRIENNE ROTHSTEIN GRACE, CFP, CLTC, CDFA

Preparing Clients Financially

Securities offered through Cadaret, Grant & Co. Inc. Member FINRA/SIPC. Davis Financial and Cadaret, Grant are separate entities.